What These Terms Actually Cover
Opening an account means you accept responsibility for keeping your login credentials secure. We use a one-time password sent to your registered mobile number every time you log in — that step protects your wallet balance and your transaction history. Deposits made through bKash, Nagad, or
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Rocket are processed under the same account rules as any other transaction; once a deposit clears to your account balance, it falls within these terms immediately. Withdrawals go back to the same wallet method you used to deposit, and we verify the account name matches your
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registered details before releasing funds — this is not optional and cannot be waived. These terms are governed by the rules of the jurisdiction in which Most Palay operates; access is available only in eligible regions where local law permits it. If your location changes or
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local regulations shift, your eligibility may change too. We update these terms when our operations or legal obligations require it, and we post the revised version here with a note of the change date. Continued use of your account after an update means you accept the
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revised terms. If any section of these terms conflicts with your local law, that section does not override your statutory rights.
Service availability depends on eligible regions and local law. Users should check local rules before opening an account.